Are you about to buy a home? Once you have your mortgage pre-approval in hand, you might assume that everything is going to go fine--but there are some issues that could still prevent your mortgage loan from going through when you hit escrow. Escrow is the process that occurs after you've already had your offer accepted but are waiting to actually exchange the funds.
1. Incomplete or Erroneous Title Records
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The Federal Housing Administration (FHA) has provided government backing for mortgages and other home loans for nearly a century. During this time, the regulations governing mortgages have changed dramatically -- and new changes continue to come. Although many such changes are designed to help protect consumers, they sometimes have unanticipated consequences. Read on to learn about several upcoming changes to how FHA loans are disbursed and processed, as well as what these changes may mean to the new home buyer.
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For coin collectors that appreciate gold bullion and premium craftsmanship, the Britannia 2014 Premium Six-Coin Gold Proof Set is one of the best investments that they can make. It is a stunning collection with a limited mintage and a lot of prestige. There are key attributes of the set that all collectors should be aware of before making a purchase.
Coin Weights
According to the Royal Mint, the six coins in the set weigh one ounce, one-half ounce, one-quarter ounce, one-tenth ounce, one-twentieth of an ounce and one-fortieth of an ounce.
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